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What Is a Reverse Mortgage? The phrase “reverse mortgage” refers to a certain kind of mortgage loan that is offered to individuals who are 62 years of age or older. They are not like traditional mortgages in that they do not require homeowners to make consistent payments on the loan. Instead, the lender will …
Most would-be homeowners can afford a mortgage equal to two to two and a half times their yearly gross income. A household earning $100,000 per year may only afford a mortgage in the range of $200,000 to $250,000 using this method. This estimate, however, should be used merely as a benchmark. There are a …
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